Home Loan

Apply Home Loan Online

We are one of the best loan solutions providers from various types of loan providers like HDFC, SBI, IDFC First Bank, Tata Capital, Axis Bank, ICICI Bank etc. Get Instant Home Loan EMI Quotes and apply for a home loan with Total Loan Solutions at an interest rate starting from 8.50%* p.a. We offer a longer home loan tenure up to 30 years with small EMIs starting ₹769* per lakh. Get home loan sanction in just 5 days. Our affordable housing loan is tailor made for salaried and self-employed individuals. You can also transfer your outstanding housing loan to Total Loan Solutions. Total Loan Solutions offers you online home loans that you can avail to buy, construct, or renovate your house. Our easy home loan application process, hassle-free documentation requirements and customised repayment options ensure that you make your dream home a reality. Apply online with Total Loan Solutions to meet your housing finance needs.

Home Loan Key Features

  • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects

  • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc

  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built-up homes

  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority

  • Expert legal and technical counselling to help you make the right home buying decision

  • Integrated branch network for availing and servicing the Home Loans anywhere in India

  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here

Total Loan Solution Home Loan Benefits

  • End to End Digital Process
    Total Loan Solution’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office.

  • Customized Repayment Options

    Total Loan Solution offers tailor-made housing loan to suit your requirements

  • Easy & Hassle free documentation

    With minimal documentation, applying for a Total Loan Solution home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the w

  • 24X7 Assistance

    Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries.

  • Manage home loans digitally

    Once you avail a Total Loan Solution home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for home loan disbursement and do much more.

Home Loans Interest Rate

For Salaried

Adjustable Rate Home Loans

Loan Slab Home Loan Interest Rates (% p.a.)
For All Loans 8.50 - 9.00

*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of leading financial institutions are subject to change at the time of disbursement. The Home Loan interest rates above are linked to leading financial institutions Bench Mark Rate ("RPLR, MCLR, Repo Rate") and are variable through out the tenor of the loan. For further details regarding the loan slabs and interest rates above.

List of Documents for Home Loan Process

Employed person

  • Latest 3 month pay slip
  • Latest 2 yrs form 16 and ITR
  • Latest 6 month bank statements of salary account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any
  • If employment is less 2 yrs than pls provide appointment letter

Self Employed person

  • Latest 3 yrs ITR with financial by CA attested along with 26 a(s)
  • Latest 2yrs GST return
  • Latest 6 month bank statement of all SB and CA account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any

Company

  • ITR, computation sheet, Balance sheet and P &L a/c (along with all schedules, annexure and tax audit report ) - for 3 latest financial yrs.
  • Memorandum copy
  • Copy of PAN card
  • Bank statement - 6 months of all current a/cs and OD, if any
  • Loan track record/ loan repayment schedule of all running loans
  • GST returns latest
  • Business profile of the firm
  • Share holding pattern and list of directors attested by company CA
  • Office address proof co
  • Form 26AS last 3 yrs
Bank Name Interest Rate Processing Fee Loan Amount/Tenure
SBI

8.85% - 10.15% p.a

(Floating Rate)

0.35% onwards (min. Rs.2,000; max. Rs.10,000),currently NIL during the campaign period

(Processing Fee)
Loan Amount At the discretion of the bank

1-30 Years

Tenure Range
HDFC

8.65%* onwards

(Floating Rate)

0.5% or Rs.3,000 whichever is higher (Processing Fee)

(Processing Fee)
Contact the bank for details Loan Amount

1-30 Years

Tenure Range
IDFC

8.75% p.a onwards

(Floating Rate)

Up to 3%

(Processing Fee)

Rs.1 lakh – Rs.5 crore

Loan Amount

5-30 Years

Tenure Range
TATA CAPITAL

8.95%* onwards

(Floating Rate)

0.5% or Rs.3,000 whichever is higher (Processing Fee)

(Processing Fee)

Rs.1 lakh – Rs.5 crore

Loan Amount

1-30 Years

Tenure Range
AXIS BANK

8.75%* onwards

(Floating Rate)

0.5% or Rs.3,000 whichever is higher (Processing Fee)

(Processing Fee)
Contact the bank for details Loan Amount

1-30 Years

Tenure Range
ICICI BANK

9.00%* onwards

(Floating Rate)

0.5% or Rs.3,000 whichever is higher (Processing Fee)

(Processing Fee)
Contact the bank for details Loan Amount

1-30 Years

Tenure Range

What is Home Loan?

Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to Total Loan Solution. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same.

Key Benefits & Features

At Total Loan Solution, we understand that a home is not just a place to stay. It is much more than that. It is a warm little corner in the world that is yours, tailored by your tastes and needs. It is the place where you celebrate the joys and enjoy the journey called life. There is no place like 'home' and with Total Loan Solution Home Loans you can gather hopes, achieve your dreams and create memories in your own space.

  • Loans for purchase of a flat, row house, bungalow from private developers in approved projects

  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.

  • Innovative Home Loan schemes

  • Doorstep assistance on your Home Loan

  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes

  • Attractive Home Loan interest rates that make your Home Loan affordable and easier on your pocket

  • Integrated branch network for availing and servicing the loan anywhere in India

  • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes

Total Loan Solution Home Loan Benefits

  • End to End Digital Process
    Total Loan Solution’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office.

  • Customized Repayment Options

    Total Loan Solution offers tailor-made housing loan to suit your requirements

  • Easy & Hassle free documentation

    With minimal documentation, applying for a Total Loan Solution home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the w

  • 24X7 Assistance

    Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries.

  • Manage home loans digitally

    Once you avail a Total Loan Solution home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for home loan disbursement and do much more.

Home Loans Interest Rate

For Salaried

Adjustable Rate Home Loans

Loan Slab Home Loan Interest Rates (% p.a.)
For All Loans 8.50 - 9.00

*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (Total Loan Solution) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to Total Loan Solution's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of Total Loan Solution Ltd. For further details regarding the loan slabs and interest rates above.

List of Documents for Home Loan Process

Employed person

  • Latest 3 month pay slip
  • Latest 2 yrs form 16 and ITR
  • Latest 6 month bank statements of salary account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any
  • If employment is less 2 yrs than pls provide appointment letter

Self Employed person

  • Latest 3 yrs ITR with financial by CA attested along with 26 a(s)
  • Latest 2yrs GST return
  • Latest 6 month bank statement of all SB and CA account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any

Company

  • ITR, computation sheet, Balance sheet and P &L a/c (along with all schedules, annexure and tax audit report ) - for 3 latest financial yrs.
  • Memorandum copy
  • Copy of PAN card
  • Bank statement - 6 months of all current a/cs and OD, if any
  • Loan track record/ loan repayment schedule of all running loans
  • GST returns latest
  • Business profile of the firm
  • Share holding pattern and list of directors attested by company CA
  • Office address proof co
  • Form 26AS last 3 yrs