Plot Loan

Plot Loans From Total Loan Solution

When you own a plot of land, you can build a space that is uniquely yours. Total Loan Solution's Plot Loans help you acquire the land for your home so that you can start turning your dream home into reality.

Plot Loan Features

  • Loans for purchase of a plot through direct allotment

  • Loans for purchase of a resale plot

  • Loans for transferring your outstanding loan availed from another Bank / Financial Institution

  • Expert legal and technical counselling

  • No Hidden Charges

  • Attractive interest rates that make your Plot Loan affordable and easier on your pocket

  • Customised repayment options to suit your needs

Interest Rates

For Salaried

Adjustable Rate Home Loans

Retail Prime Lending Rate: 18.55%

Loan Slab Home Loan Interest Rates (% p.a.)
For All Loans 8.70 - 9.60

*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (Total Loan Solution) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to Total Loan Solution's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of Total Loan Solution Ltd. For further details regarding the loan slabs and interest rates above.

What's the maximum funding and the loan payment term?

Loan Amount Maximum Funding*
Up to and including ₹30 lacs 80% of the property cost**
₹30.01 lacs to ₹75 lacs 80% of the property cost**
Above ₹75 lacs 75% of the property cost**

List of Documents for Plot Loan Process

Employed person

  • Latest 3 month pay slip
  • Latest 2 yrs form 16 and ITR
  • Latest 6 month bank statements of salary account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any
  • If employment is less 2 yrs than pls provide appointment letter

Self Employed person

  • Latest 3 yrs ITR with financial by CA attested along with 26 a(s)
  • Latest 2yrs GST return
  • Latest 6 month bank statement of all SB and CA account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any

Company

  • ITR, computation sheet, Balance sheet and P &L a/c (along with all schedules, annexure and tax audit report ) - for 3 latest financial yrs.
  • Memorandum copy
  • Copy of PAN card
  • Bank statement - 6 months of all current a/cs and OD, if any
  • Loan track record/ loan repayment schedule of all running loans
  • GST returns latest
  • Business profile of the firm
  • Share holding pattern and list of directors attested by company CA
  • Office address proof co
  • Form 26AS last 3 yrs

Key Benefits & Features

  • Loans for purchase of a plot through direct allotment

  • Loans for purchase of a resale plot

  • Loans for transferring your outstanding loan availed from another Bank / Financial Institution

  • Expert legal and technical counselling

  • No Hidden Charges

  • Attractive interest rates that make your Plot Loan affordable and easier on your pocket

  • Customised repayment options to suit your needs

  • Zero prepayment charges

Interest Rates

For Salaried

Adjustable Rate Home Loans

Retail Prime Lending Rate: 18.55%

Loan Slab Home Loan Interest Rates (% p.a.)
For All Loans 8.70 - 9.60

*The above Home Loan interest rates/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (Total Loan Solution) and are subject to change at the time of disbursement. The Home Loan interest rates above are linked to Total Loan Solution's Bench Mark Rate ("RPLR") and are variable through out the tenor of the loan. All loans are at the sole discretion of Total Loan Solution Ltd. For further details regarding the loan slabs and interest rates above.

What's the maximum funding and the loan payment term?

Loan Amount Maximum Funding*
Up to and including ₹30 lacs 80% of the property cost**
₹30.01 lacs to ₹75 lacs 80% of the property cost**
Above ₹75 lacs 75% of the property cost**

List of Documents for Plot Loan Process

Employed person

  • Latest 3 month pay slip
  • Latest 2 yrs form 16 and ITR
  • Latest 6 month bank statements of salary account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any
  • If employment is less 2 yrs than pls provide appointment letter

Self Employed person

  • Latest 3 yrs ITR with financial by CA attested along with 26 a(s)
  • Latest 2yrs GST return
  • Latest 6 month bank statement of all SB and CA account
  • Adhar card copy
  • Pan card copy
  • Address proof if different than Adhar card
  • One photo
  • Processing fee chq.
  • Property documents copy
  • Loan details if any

Company

  • ITR, computation sheet, Balance sheet and P &L a/c (along with all schedules, annexure and tax audit report ) - for 3 latest financial yrs.
  • Memorandum copy
  • Copy of PAN card
  • Bank statement - 6 months of all current a/cs and OD, if any
  • Loan track record/ loan repayment schedule of all running loans
  • GST returns latest
  • Business profile of the firm
  • Share holding pattern and list of directors attested by company CA
  • Office address proof co
  • Form 26AS last 3 yrs

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